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What is Flat House by Samana Group?
Flat House is a real estate product concept that forms part of the broader Samana Group investment portfolio in the Dominican Republic. Like the company’s other products — Nomad City Condo, the Samana Landbank Trust, and the crowdlending instruments offered through Polish platforms — Flat House was designed to attract investor capital into Dominican Republic real estate under the leadership of Marek Zmysłowski.
Investors who have contacted our editorial team about Flat House report similar patterns to those documented across other Samana Group products: attractive initial presentations, promises of returns or property delivery, followed by silence and delays once capital was committed.
The Samana Group product ecosystem
To understand Flat House, it is important to understand how Samana Group constructed its product ecosystem. The company offered investors multiple entry points, each designed for a different investor profile:
- Crowdlending loans — via Polish platforms Emiteo and Crowder. Promised 12–16% annual yields. Many lenders have not received repayment for over a year.
- Nomad City Condo apartments — direct property purchases in the private town near Monte Rojo. No approved construction plans. No completed units.
- Samana Landbank Trust — an institutional-framed product with a Swiss ISIN number. Our analysis shows the ISIN provides no bank guarantee and the underlying land may be significantly overvalued.
- Flat House — a residential concept product within the Samana Group portfolio.
Together, these products funneled over $13.5 million USD into Samana Group. Across all of them, the story is the same: funds in, promises made, delivery absent.
The recurring pattern across all Samana Group products
Whether the investor product is Flat House, Nomad City Condo, Landbank Trust or a crowdlending loan, the pattern documented by our investigation is consistent:
- Sophisticated marketing using lifestyle imagery, institutional language and celebrity or industry endorsements,
- High-profile investor events in Warsaw, Miami, New York — personal meetings with Yaritza Reyes Zmysłowska and Marek Zmysłowski,
- Personal guarantees from Zmysłowski backed by alleged personal assets (since confirmed to have been liquidated),
- Initial payments and token gestures to maintain investor confidence,
- Gradual communication breakdown as deadlines passed,
- Legal proceedings initiated in Poland, Dominican Republic, USA and Argentina.
Due diligence checklist for any Samana Group product
If you are being approached about any Samana Group product — whether Flat House, Nomad City, Landbank Trust or any new vehicle — please verify the following independently before committing funds:
- Ask for the official Dominican Republic construction permit number and verify it independently with Dominican authorities,
- Visit the physical site yourself or hire a local independent surveyor,
- Contact existing investors who are offered as references — and speak to them privately, not through Samana Group-organized channels,
- Consult an independent attorney in the Dominican Republic before signing any agreement,
- Search public court records in Poland for proceedings against Samana Group Poland and Krzysztof Kochanowski,
- Review our full investigation and the linked deep-dive analyses.
HAVE YOU INVESTED IN FLAT HOUSE OR ANY SAMANA GROUP PRODUCT?
Share your story. Your account helps protect other potential investors and contributes to the documentary evidence being gathered by investigators in multiple jurisdictions.
Continue reading
- Full Samana Group investigation — the complete story from crowdlending to crypto
- Nomad City Dominican Republic — investor warning
- Samana Landbank Trust review — what the Swiss ISIN actually means
- Marek Zmysłowski fraud history — Nigeria, Poland, Dominican Republic
- Private town Samana — the grand vision and its absence
- Monte Rojo Dominican Republic — what the site looks like today